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Gerald Lucas

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Easy Way For Homeowners To Avoid Probate, You Should Know The Different Between These 2 Kinds Of Homeowners Insurance, NJ Electric Bill Relief Proposed

June 24, 2025 Gerald Lucas

Easy Way For Homeowners To Avoid Probate

Real Estate Tip:

Find out if your homeowners insurance uses "actual cash value" method rather than "cost to replace" method to calculate a claim--if so, depreciation will be deducted from your settlement amount, resulting in lower compensation to you in the event of a claim.

Real Estate News:

NJ Gov. Phil Murphy announced a plan in which NJ would provide $430 million with “direct economic relief” to New Jersey energy customers as New Jersey homes are facing electric bills that are up to 20% higher than they were one year ago. 3.9 million ratepayers in New Jersey will receive at least $100 in direct relief, while eligible low-to-moderate income (LMI) New Jerseyans will see at least $150 more deducted from their energy bills.

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Tags Gerald Lucas, real estate tips, real estate strategies, probate, homeowners, property, TOD deed
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3 Kinds of Real Estate Collateral, Due Diligence Before Buying Rental Property, Commercial Borrowing Plummets

June 13, 2023 Gerald Lucas

3 Kinds of Real Estate Collateral

Real Estate Tip:

Do a complete and thorough local rental demand analysis before you sign a contract to buy a rental property

Real Estate Insight:

Commercial borrowing declined 42% in Q1 2023 in all major property categories and from all major lender sources.

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Tags Gerald Lucas, real estate tips, real estate strategies, property, real estate, home prices, collateral, personal guarantee, assignment of rents, loan, mortgage
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How Far Will Home Prices Fall?, Protection From Overpaying For Property, Commercial Borrowing Nosedives

June 6, 2023 Gerald Lucas

How Far Will Home Prices Fall?

Real Estate Tip:

The best way to avoid paying too much for a property is to never offer too $ much when you make a purchase offer to buy.

Real Estate Insight:

Commercial borrowing declined 42% in Q1 2023 in all major property categories and from all major lender sources.

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Tags Gerald Lucas, real estate tips, real estate strategies, property, price, real estate, home prices, dot com bust, local real estate markets, pandemic
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