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Gerald Lucas

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Easy Way For Homeowners To Avoid Probate, You Should Know The Different Between These 2 Kinds Of Homeowners Insurance, NJ Electric Bill Relief Proposed

June 24, 2025 Gerald Lucas

Easy Way For Homeowners To Avoid Probate

Real Estate Tip:

Find out if your homeowners insurance uses "actual cash value" method rather than "cost to replace" method to calculate a claim--if so, depreciation will be deducted from your settlement amount, resulting in lower compensation to you in the event of a claim.

Real Estate News:

NJ Gov. Phil Murphy announced a plan in which NJ would provide $430 million with “direct economic relief” to New Jersey energy customers as New Jersey homes are facing electric bills that are up to 20% higher than they were one year ago. 3.9 million ratepayers in New Jersey will receive at least $100 in direct relief, while eligible low-to-moderate income (LMI) New Jerseyans will see at least $150 more deducted from their energy bills.

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Tags Gerald Lucas, real estate tips, real estate strategies, probate, homeowners, property, TOD deed
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Year End Real Estate Tips For Homeowners, Buyers & Sellers, Do This At The End Of Each Year When You Have A Mortgage, How Much Construction Employment Moved This Year?

December 10, 2024 Gerald Lucas

Year End Real Estate Tips For Homeowners, Buyers & Sellers

Real Estate Tip:

If your mortgage lender pays your real estate taxes from an escrow account, make sure the real estate taxes you claim on your return matches the number on Form 1098 your mortgage lender sends you-Form 1098 will report any real estate taxes you paid to the IRS.

Real Estate News:

Construction employment rose year over-year from October 2023 to October 2024 in 41 US states.

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Tags Gerald Lucas, real estate tips, real estate strategies, year end real estate tips, homeowners, home buyers, home sellers, taxes, lenders, mortgage rates, mortgage loans, expenses, exemptions, deductions
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How Deed Restrictions Affect Homeowners, Essential Negotiating Tactic, How First-Time Home Buyers Lost Strength Last Year

March 19, 2024 Gerald Lucas

How Deed Restrictions Affect Homeowners

Real Estate Tip:

Know when to walk away in a negotiation to purchase a property. When you walk away, a lot of times the other party will come back to you later on--and if and when they do, you’ll have an even stronger negotiating position to work from.

Real Estate News:

First-time home buyers accounted for 26% of all home buyers which is a decrease from 34% last year.

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Tags Gerald Lucas, real estate tips, real estate strategies, deed restrictions, homeowners, covenants, HOA, homeowners association
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