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Gerald Lucas

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3 Ways To Make US Housing More Affordable, How To Protect Your Home During Heavy Snow, Biggest NJ Home Sales Drop In 4 Years

February 24, 2026 Gerald Lucas

3 Ways To Make US Housing More Affordable

Real Estate Tip:

Protect your home during heavy snow by clearing gutters to prevent ice dams, use a roof rake to remove excessive snow load, and keep exterior vents (furnace & dryer) clear to avoid carbon monoxide buildup.

Real Estate News:

US home sales fell 8.4% in January which is the biggest decline since February 2022.

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Tags Gerald Lucas, real estate tips, real estate strategies, student loans, mortgage, DTI, debt-to-income ratio, debt, credit cards, home affordability, middle housing, modular construction, micro housing
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Can You Get A Mortgage With Student Loans?, How To Invest In Real Estate Tax Free, Home Sellers Begin To Buckle

February 17, 2026 Gerald Lucas

Can You Get A Mortgage With Student Loans?

Real Estate Tip:

You can legally invest in real estate with your IRA and 401(K) and pay little or no taxes provided your IRA or retirement plan uses an approved custodian. The widespread misconception that permissible IRA investments are limited to stocks, bonds, mutual funds and CDs is often promulgated by people and companies who sell those products.

Real Estate News:

62% of US home buyers in 2025 purchased a home below the original listing price.

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Tags Gerald Lucas, real estate tips, real estate strategies, student loans, mortgage, DTI, debt-to-income ratio, debt, credit cards
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Appraisal, CMA or Zillo--Which Is Most Accurate?, How Lenders Become Accidental Property Owners, How Home Sales Moved In December?

February 10, 2026 Gerald Lucas

Appraisal, CMA or Zillo--Which Is Most Accurate?

Real Estate Tip:

Never lend more money on a property than you would be willing to pay for the property yourself because if the borrower defaults and you foreclose, your loan plus the cost of the foreclosure becomes your purchase price of the property.

Real Estate News:

The number of homes going under contract in the US dropped 9.3% in December from a month earlier.

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Tags Gerald Lucas, real estate tips, real estate strategies, CMA, comparative market analysis, Zillow, home appraisal
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