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Gerald Lucas

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How Much Do Climate Risk Scores Affect Home Prices?, Number Of Repairs Estimates You Should Get Before Hiring A Home Contractor, Foreclosure Filings Rose This Much In Last Year

February 3, 2026 Gerald Lucas

How Much Do Climate Risk Scores Affect Home Prices?

Real Estate Tip:

As a rule, it’s smart to get at least three estimates for any service or construction work done on your home or property.

Real Estate News:

Foreclosure filings on U.S. properties rose 14% in 2025 from 2024.

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Tags Gerald Lucas, real estate tips, real estate strategies, Climate Risk Scores, climate research, home prices, wildfires, flood, wind
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Is It Better To Pay Your Mortgage Biweekly Or Monthly?, Do This Before You Pay For A Home Appraisal, Big Mortgage Market Shift

January 27, 2026 Gerald Lucas

Is It Better To Pay Your Mortgage Biweekly Or Monthly?

Real Estate Tip:

Get a thorough home inspection before you buy a home and get it before you pay for an appraisal just in case the inspection reveals something so major you decide against buying the home.

Real Estate News:

For the first time, the number of homeowners with mortgages above 6% has outpaced those with borrowing rates under 3%.

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Tags Gerald Lucas, real estate tips, real estate strategies, biweekly mortgage payments, monthly mortgage payments, home equity, interest, principal, pre-payment penalty
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If You Can't Afford Upkeep Should You Buy A Home Anyway?, How To Check Your Errors In Your Mortgage Before You Buy A Home, How NJ Home Sales Moved At End Of 2025

January 20, 2026 Gerald Lucas

If You Can't Afford Upkeep Should You Buy A Home Anyway?

Real Estate Tip:

Before you sign the closing documents for a mortgage, compare the settlement statement with the Loan Estimate (LE) to make sure there are no errors--these errors coincidentally favor the lender in most cases. Caveat Emptor :-)

Real Estate News:

NJ home sales declined year-over-year in both November and December.

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Tags Gerald Lucas, real estate tips, real estate strategies, PMI, private mortgage insurance, property taxes, roof damage, HOA fees, homeowner insurance, home inspection
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