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Gerald Lucas

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3 Ways Credit Monitoring Can Lower Your Mortgage Interest Rate?, How Serial Refinancing Can Hurt You Financially, How Much US Home Price Growth Slowed In January?

April 21, 2026 Gerald Lucas

3 Ways Credit Monitoring Can Lower Your Mortgage Interest Rate?

Real Estate Tip:

Get the best mortgage loan you can when you buy a home so you don't NEED to refinance; if rates improve and refinancing makes sense, aim to do so only once--serial refinancing can be expensive, wasteful & financially destructive because every time you refinance you're increasing your debt.

Real Estate News:

US home price growth slowed in January to 1.3% year-over-year.

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Tags Gerald Lucas, real estate tips, real estate strategies, mortgage rates, interest rates, credit monitoring services, mortgage interest rates, credit score
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Which Direction Are Mortgage Rates Going?, Home HVAC Filter Tip, Home Sales Defy Early Forecasts & Fall

April 14, 2026 Gerald Lucas

Which Direction Are Mortgage Rates Going?

Real Estate Tip:

HVAC filters clean air entering heating and cooling systems, protecting components while removing pollutants like dust, pollen, and pet dander. Change home HVAC Filters every 30–60 days to keep your home system running efficiently.

Real Estate News:

NJ home sales are projecting a decline for the 5th consecutive month, falling by 11% in March due to elevated interest rates.

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Tags Gerald Lucas, real estate tips, real estate strategies, Iran War, mortgage rates, interest rates
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2025 Housing Forecast, Due Diligence Must For Fix & Flip Investments, Home Sales Climb To Highest Level In How Many Years?

January 14, 2025 Gerald Lucas

2025 Housing Forecast

Real Estate Tip:

Before you make a written offer to buy a property to rehab, make sure you accurately estimate real estate repair cost (for both labor and materials)---be conservative with your estimates and make a detailed list that you can show to potential lenders, investors and joint venture partners.

Real Estate News:

Pending home sales in the US grew for the fourth straight month in November to return to the highest level since early 2023.

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Tags Gerald Lucas, real estate tips, real estate strategies, interest rates, mortgage rates, housing supply, housing demand, multifamily housing supply, tariffs, immigration, mortgage rate lock, buyer purchasing power, 2025, housing forecast
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