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Gerald Lucas

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Is A Fireproof Home Possible?, The Perils Of Over Home Refinancing, How NJ Home Prices Changed Last Year

March 10, 2026 Gerald Lucas

Is A Fireproof Home Possible?

Real Estate Tip:

Refinancing a mortgage too often drains your home equity, increases the total mortgage interest you pay and hurts your credit score due to hard inquiries.

Real Estate News:

The median sales price for NJ homes rose 5.4% in 2025 from $498,000 to $525,000.

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Tags Gerald Lucas, real estate tips, real estate strategies, wildfires, fireproof, fire resistant, window, insulation, roofing
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3 Ways For Homeowners To Save Money, How To Protect Your Home From Heavy Snowfall, Mortgage Interest Rates Hit Multiyear Low

March 3, 2026 Gerald Lucas

3 Ways For Homeowners To Save Money

Real Estate Tip:

In a real estate transaction, don’t accept any piece of important data that is provided to you until you’ve gotten third-party confirmation of it (i.e., lease-verified rental income numbers).

Real Estate News:

Mortgage interest rates fell below 6% for the first time in over 3 years.

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Tags Gerald Lucas, real estate tips, real estate strategies, homeowner expenses, energy bills, PMI, private mortgage insurance
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3 Ways To Make US Housing More Affordable, How To Protect Your Home During Heavy Snow, Biggest NJ Home Sales Drop In 4 Years

February 24, 2026 Gerald Lucas

3 Ways To Make US Housing More Affordable

Real Estate Tip:

Protect your home during heavy snow by clearing gutters to prevent ice dams, use a roof rake to remove excessive snow load, and keep exterior vents (furnace & dryer) clear to avoid carbon monoxide buildup.

Real Estate News:

US home sales fell 8.4% in January which is the biggest decline since February 2022.

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Tags Gerald Lucas, real estate tips, real estate strategies, student loans, mortgage, DTI, debt-to-income ratio, debt, credit cards, home affordability, middle housing, modular construction, micro housing
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