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Gerald Lucas

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Is A Fireproof Home Possible?, The Perils Of Over Home Refinancing, How NJ Home Prices Changed Last Year

March 10, 2026 Gerald Lucas

Is A Fireproof Home Possible?

Real Estate Tip:

Refinancing a mortgage too often drains your home equity, increases the total mortgage interest you pay and hurts your credit score due to hard inquiries.

Real Estate News:

The median sales price for NJ homes rose 5.4% in 2025 from $498,000 to $525,000.

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Tags Gerald Lucas, real estate tips, real estate strategies, wildfires, fireproof, fire resistant, window, insulation, roofing
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How Much Do Climate Risk Scores Affect Home Prices?, Number Of Repairs Estimates You Should Get Before Hiring A Home Contractor, Foreclosure Filings Rose This Much In Last Year

February 3, 2026 Gerald Lucas

How Much Do Climate Risk Scores Affect Home Prices?

Real Estate Tip:

As a rule, it’s smart to get at least three estimates for any service or construction work done on your home or property.

Real Estate News:

Foreclosure filings on U.S. properties rose 14% in 2025 from 2024.

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Tags Gerald Lucas, real estate tips, real estate strategies, Climate Risk Scores, climate research, home prices, wildfires, flood, wind
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How Insurance Deserts Will Affect Home Prices, Slick Way To Cut Winter Heating Bills, Latest % Office Space Vacancy In Major US Cities

January 23, 2024 Gerald Lucas

How Insurance Deserts Will Affect Home Prices

Real Estate Tip:

In winter or when it's cold outside, reverse your ceiling fans to help circulate warm air that gathers near the ceiling. When the fan blades rotate clockwise, they push the warm air down to “reheat” the lower areas.

Real Estate News:

19.6% of office space in major US cities is not leased as of Q4 2023.

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Tags Gerald Lucas, real estate tips, real estate strategies, mortgage, insurance deserts, home prices, climate change, catastrophic damage, wildfires, natural disasters, Geico, insurance premiums
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