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Gerald Lucas

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    • An Unexpected Discovery
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5 Keys To Qualify For A Mortgage Loan, Strategy To Find The Best Renovation Contractor, Mortgage Rates Move In An Unexpected Direction

August 19, 2025 Gerald Lucas

5 Keys To Qualify For A Mortgage Loan

Real Estate Tip:

Get at least 3 difference contractor estimates on any real estate renovation projects you are considering taking on. Make sure each estimate is for exactly the same scope of work so you can make an apples to apples comparison.

Real Estate News:

The average rate on a 30-year fixed mortgage declined to 6.58%, the lowest level in 10 months.

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Tags Gerald Lucas, real estate tips, real estate strategies, debt-to-income ratio, credit score, employment history
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How To Identify An Incompetent Mortgage Broker, Occupancy Agreement Pitfalls To Avoid, California Makes Small Step To Increase Residential Housing Inventory

August 9, 2022 Gerald Lucas

How To Identify An Incompetent Mortgage Broker

Real Estate Tip:

If you allow the seller to stay in a property you are buying after the closing, make sure you have an airtight occupancy agreement that clearly spells out the dates of occupancy and the consequences of failure to abide by those dates.

Real Estate Insight:

California, with the biggest US homeless population, has allotted $400 million to help convert commercial buildings for residential use.

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Tags Gerald Lucas, real estate tips, real estate strategies, mortgage rates, mortgage broker, incompetent, inexperienced, mortgage commitment, debt-to-income ratio, deadline
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