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Use G's rule of 3--always get at least three estimates for any service or construction work done on your home or property.
The US home ownership rate has recently risen to almost 66%, exceeding pre-pandemic levels.
Be careful when you make offers to purchase bank-owned property, also known as REOs because there is no previous owner compelled to disclose problems like a leaky roof or oil tank. You must do your own homework which includes a property inspection--the bank will only give you clear title to the property.
US banks recently reported that lending standards tightened for all residential real estate.
Keep detailed records of all property expenses so you can take full advantage of every deduction available.
The Mortgage Bankers Association forecasts lending could fall almost 60% this year.
