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Gerald Lucas

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How Many Different Home Insurance Policies Do You Need?, The Home You Should Buy In Every Neighborhood, NJ Homes Sales Stall After Surge

August 26, 2025 Gerald Lucas

How Many Different Home Insurance Policies Do You Need?

Real Estate Tip:

Buy property that is consistent with other property in the neighborhood. It's smarter to buyer the cheapest rather than the most expensive house in an acceptable neighborhood-this increases the odds that your property value will increase and often makes it easier for you to sell.

Real Estate News:

NJ home sales slowed once again, with July projecting a decline of 3% in July after June’s increase of 4%.

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Tags Gerald Lucas, real estate tips, real estate strategies, homeowner's insurance, National Flood Insurance Program, earthquakes, floods
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What Renters Insurance Does NOT Cover?, Real Property Market Value, Existing US Homeowners In Suspended Animation

August 15, 2023 Gerald Lucas

What Renters Insurance Does NOT Cover?

Real Estate Tip:

Never use a seller’s asking price as a gauge of market value for a property. A property owner may request any price for his property-this may or may not be anywhere near market value. The current market value of a residential property is based primarily on what a similar property has sold for in the last 6 months.

Real Estate Insight:

Only 1.4% of homes in the US changed hands this year, which is the lowest level in a decade.

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Tags Gerald Lucas, real estate tips, real estate strategies, renters insurance, insurance claim, coverage, earthquakes, floods, landslides
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