Mortgage calculators, homeowner insurance deductibles

Real Estate Tip:
 

If you can afford to raise your deductible, you could save 25% or more on your homeowner's insurance premium

Real Estate Insights:
 

Most mortgage calculators don’t factor all the expenses that many borrowers are likely to have to pay after they buy a home.  3 examples of expenses that many homeowners, particularly first time homeowners will face that many mortgage calculators overlook are: 1) private mortgage insurance (PMI  2) Property Taxes 3) HOA (home owner’s association) fees and monthly condominium fees