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Gerald Lucas

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Fall Housing Forecast 2026, Important Steps To Take Before You Apply For A Mortgage Loan, How US Home Sales Fared In July?

September 2, 2026 Gerald Lucas

Fall Housing Forecast 2026

Real Estate Tip:

Before you apply for a mortgage loan, check your credit score, save for a down payment, and gather financial documents like W-2s and bank statements. Reducing current debts will help you qualify for a lower mortgage interest rate.

Real Estate News:

Sales of existing US home sales fell 1.7% in July after a rise in mortgage interest rates.

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Tags Gerald Lucas, real estate tips, real estate strategies, Fall Housing Forecast 2026, mortgage interest rates, lumber prices, home sales
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3 Ways Credit Monitoring Can Lower Your Mortgage Interest Rate?, How Serial Refinancing Can Hurt You Financially, How Much US Home Price Growth Slowed In January?

April 21, 2026 Gerald Lucas

3 Ways Credit Monitoring Can Lower Your Mortgage Interest Rate?

Real Estate Tip:

Get the best mortgage loan you can when you buy a home so you don't NEED to refinance; if rates improve and refinancing makes sense, aim to do so only once--serial refinancing can be expensive, wasteful & financially destructive because every time you refinance you're increasing your debt.

Real Estate News:

US home price growth slowed in January to 1.3% year-over-year.

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Tags Gerald Lucas, real estate tips, real estate strategies, mortgage rates, interest rates, credit monitoring services, mortgage interest rates, credit score
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What To Do When Your Adjustable Rate Mortgage Increases, First Step BEFORE You Buy Rental Property, US Homeowner Equity Continues Climb

July 16, 2024 Gerald Lucas

What To Do When Your Adjustable Rate Mortgage Increases

Real Estate Tip:

Determine the profitability of a potential rental property BEFORE you make an offer to buy it.

Real Estate News:

Homeowner equity is rising across the United States with New Jersey coming in third highest place among US states with an average increase of $59,000 compared with last year.

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Tags Gerald Lucas, real estate tips, real estate strategies, HARP, ARM, adjustable rate mortgage, mortgage interest rates, HUD
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